Richmond Holiday Gift Guide

Here we are, the time of year when I overthink my gift giving. I mean how many socks, ties, and guitar parts can I get for one person! If you are anything like me, the gift giving involves creative thought, fun ideas, and the support of local vendors. We are fortunate that we have so many talented artists in the area and stellar shopping options. I decided to be a good little elf this year and provide you with some ideas of my own!

World of Mirth Blind Boxes

Local toy shop, World of Mirth never disappoints in the gift giving area and these cool mystery boxes are sure to be a hit.

Make a Gift, Give a Gift with Clayground

Whether you are the creative gift giver or giving to a creative recipient, Clayground has unique and affordable workshops for all!

The Gift of History and Art

A membership to any of our fine museums is a great gift with many perks!

• The Valentine

• Black History Museum

• VMFA (duh)

• Virginia Museum of History & Culture

• Branch Museum (really cool exhibits)

• Lewis Ginter Botanical Gardens (they have good shows there!)

Give not thy love in words alone, but in wrapped delights.

We have some very talented thespians out there and what better gift to give than that of the theater. This isn’t your high school teacher’s Shakespeare.

All That Shines

I love getting jewelry for Christmas. Doesn’t have to be fancy, but does have to have some character. Check out these loves local to RVA.

• MuseGlass: Hayley Douglass is a true artist and makes the most divine pieces

• Sarah Tector: LOVE her creations

• Sun & Selene: The jeweleresses create the most stunning pieces

• Almas RVA: She carries some of the best local artisans in town!

Art from Local Artists

Frame one of these statement pieces and call it a holi..day.

• Ryan Meyers: Fun RVAcentric pieces

• Jamie Betts: Phenomenal local photographer

• Todd Hale: Cool and interesting pieces

• RVA Coffee Stain: I love this local artist! Also RVAcentric

• Check out the artists at Eric Schindler Gallery…so many great locals to invest in!

Cooking with Chef Tammy

Chef Tammy Brawley of The Green Kitchen teaches a variety of classes and is a gift that keeps giving, especially when you are invited to the table.

A Very Knife Gift

Join or Die Knives are some seriously pretty knives and make for a cool gift for any kitchen or utility use, they have other wares as well.

Other Suggestions

• Richmond Triangle Players Gift Certificate (fun shows and a good time!)

• Blanchard’s Coffee Gift Sets

• Rostov’s Tea Sets

• Make them a vinyl box set using records from Deep Groove or a local record shop.

• Gift Certificate to one of our incredibly talented tattoo artists

• Chef’s Table at Shoreline Seafood Market

• Buy Gift Certificates to our local performing arts:

  • Richmond Ballet

  • Virginia Opera

  • Richmond Symphony

  • RPAA Residents: any of these organizations would appreciate any support and most offer membership or gift certificate options.

• Check out any of the holiday markets and pop ups around the city for unique and handcrafted gifts!

  • December 7th: Broad Street Holiday Market

  • Dec. 22-Dec. 21: Holiday Makers Market with RVA Black Farmers Market

  • Nov. 28-Dec. 28: Made in RVA Holiday Shop

  • Nov. 29-Dec. 23: Bizarre Market

  • Saturdays-Wednesdays in November, Saturdays-Thursdays in December, through Saturday, Dec. 27: Holiday Bazaar Shop at Floris (VMFA)

  • Check out RIC Today for more

Have a merry holiday and hope you find the perfect gift for them!

Staging your home for Holiday buyers

Photo by Austin

Yes, it’s true, not all listings go dead in winter. In fact, I tend to ramp up during the season and while everyone is sleepily getting ready for the new year, I encourage those who want to buy with less competition and with more motivation, to buy during the winter months. I love the idea of a new home for the holidays!

If you want to sell during the holidays, then play into it. Buyers at this time are looking for homes that feel cozy and comfortable.You definitely don’t want to stage like Santa puked Christmas all over your house. The key is balance mixed with warmth. Here are a few suggestions:

Minimal is Best

• Pick a small tree that doesn’t take up a lot of room and decorate it minimally. You want to create the holiday spirit, but not so that it is distracting to the rest of the home.

• Choose cohesive themes: use colors like creams, greens, winter blues, and play into the colors of your home rather than clashing with them

• Don’t overcrowd your dining table. Choose an elegant runner and a small holiday/wintry centerpiece.

• Decorate mantles and shelves with hints of greenery or holiday decor

• Don’t mess with the flow of the home by obstructing walkways

Scents, Sounds, and the Feel of the Holidays

• If you have an open house and a fireplace that works, light ‘em up! Who doesn’t love a lite fireplace. Choose vanilla logs for added flair

• Lighting should be soft around the home, replace those bright bulbs

• Light some cookie scented candles before showings

• Stick to cedar, pine, and subtle vanilla scents throughout the house

• Replace bedding with soft blankets

• Have a bluetooth speaker set up in the living room that is playing holiday music softly

Curb Appeal

• Add a wreath to the door

• Put candles in the window to illuminate at night

• Avoid putting too much clutter in the yard, aka gigantic air filled characters or anything that would warrant a stop on the Tacky Light Tour

In summary, you want to create a warm and calm atmosphere with just enough inspiration that will give potential buyers a picture of what their holidays in the house will feel like. Even if your listing is vacant, consider staging a little by adding some warm holiday cheer. Your property will stand out and sell quicker.

If you are looking to sell during the holidays, I have just the elves to put the spirit in your listing.

Why Investors Need the Right Lender

Photo by Jill Evans

Real estate investing moves fast. Richmond’s market especially loves to keep you on your toes—one minute you’re running numbers on a duplex in Northside, the next you’re in a bidding war with three cash buyers and someone’s uncle who’s “thinking about getting into flipping.”

And while investors obsess over cap rates, rents, and whether the roof is about to retire, too many skip the most crucial part of the whole equation:

Your lender. Your actual teammate. Your deal’s co-pilot.

Not all lenders understand investors, and that’s where deals fall apart. If you want to make money—not headaches—you need the right person handling your financing.

Here’s why.

Investors Live and Die by Speed and Certainty

This isn’t the land of slow underwriting and surprise conditions. Investment deals move fast, and you need someone who actually answers the phone.

A great investment lender understands:

• How to close quickly

• How to communicate clearly

• How to underwrite investment properties

Your offer is only as strong as the person backing your financing.

Investor Loans Are Their Own Animal

This is not 30-year conventional suburbia. Choosing the wrong lender can wreck cash flow before closing day.

The right lender knows:

• DSCR loans

• Portfolio products

• Renovation financing

• Short-term + bridge options

• How to structure deals that actually make sense for investors

Investors Need Problem-Solvers, Not Paper-Pushers

Investment properties rarely behave. They come with tenants, half-finished renovations, title issues, or “exterior character.”

A good lender doesn’t panic…they troubleshoot. They know how to pivot. They get ahead of problems so your deal doesn’t crumble.

The Right Lender Understands Richmond’s Rhythm

You want someone who knows the market—not someone googling ZIP codes.

Great investor-focused lenders know:

• Which neighborhoods rent easily

• How appraisers treat multi-units

• What sellers respond to

• How to structure your file so your offer lands

Your Financing Reputation Follows You

Investors who consistently close smoothly get more opportunities. Agents talk. Sellers remember. Lenders build your credibility before you even write the offer.

Show up with a stellar lender behind you, and suddenly:

• Your contracts get picked

• Your timelines tighten

• Your momentum grows

Show up with the “low-rate, no-service” option, and you’ll be explaining delays to everyone, including your own future self.

The Right Lender Protects Your Long Game

This is wealth-building, not one-off buying.

A smart lender helps you:

• Maintain liquidity

• Preserve your debt ratios

• Avoid tax-time surprises

• Scale intentionally

• Plan your next buy while finishing the current one

A bad one just closes the loan and disappears.

The Real(t)

Your lender can make you money or cost you money—before you ever pick up the keys.

Investors need lenders who speak the same language, move at the same pace, and understand the strategy behind every purchase. If you want your investments to grow instead of stall, choose your lending partner like it actually matters. They are like a good hair stylist, once they give you a great look, you stick with them.

If you want a vetted list of investor-friendly lenders I trust here in RVA, I’ve got names. Good ones.
Just reach out to me.

Changing the mindset

As the shift this year for me went from buyer to seller, I could not help but be faced with the challenges that brought my buyers to disappearing acts. I for one am no stranger to the difficulties everyone has faced these past few years in achieving home ownership. You’d think a winning lottery ticket had better odds than purchasing a home.If you’ve scrolled through headlines lately, you’d think buying a home right now requires a lottery win, a miracle, and maybe a time machine.

One of the hardest things about my job is —people’s opinions. The truth is, there really isn’t a “right” or a “wrong” time to buy a home. That is all dependent on the needs and ability of the buyer. Now, how we buy homes vs when we buy homes is a different story.

The Shift in Thinking

Buying was such an easy thing to do in the recent past. It was a free for all and the biggest question was “how much more am I going to bid on this home”. Where once the list was number of bedrooms, baths, and square footage has now been replaced with shifts in the mindset. what was once $350K affordability is now $475-500K. It’s no longer about the “forever” home, but the home that will take you to the next chapter.

We have to stop seeing homeownership as a one-time checkpoint. You might not love taking 2,500 square feet and compromising to 1,800, but it’s doable. Buyers need to change the mindset of perfection to progression. The question should be: What can I live in right now that will help me build the equity I need to obtain the home of my dreams?

Facts

• Rates are temporary. Roots are not.
  You can refinance a rate. You can’t refinance time lost waiting for perfection.

• Equity still happens in imperfect markets.
  Richmond and the surrounding areas continue to grow. It’s slow and steady, but also people that come here, stay here. Every payment is a small deposit into your future wealth. Think of it as the long game.

• A home is more than numbers.
  It’s stability. It’s security. It’s not paying someone else’s mortgage. It’s knowing that even when the world feels uncertain, you have a place that’s yours.

• Flexibility is power.
  Maybe you buy smaller. Maybe you choose a neighborhood on the rise. The mindset includes creative planning. It’s about the investment whether you decide to rent a room or refresh the components, and if you can just stretch it out a bit, you as a buyer can thrive.

Rewriting the Narrative

Instead of asking, “Is it a good time to buy?” Ask, “Is it a good time for me?” Your goals, your finances, your phase of life, that matters more than someone else’s opinion.

This market rewards clarity. It rewards the buyers who come in informed, grounded, and guided by more than fear. If you can get pre-approved, understand your budget, and stay open to possibilities, you’re already ahead of half the crowd waiting for perfect conditions that may never come.

The Real(T)

Home buying isn’t just a financial decision; it’s an emotional one. You can choose to go out on the pitch or stay on the bench, but sacrificing some square footage at square one will leave you in a better place for the future. Don’t box yourself in and keep telling yourself you can’t because of this and that. The key is to plan, be creative, and think of your future. You define your path—consider possibilities rather than perfections.

New Traditions: Breaking bread not Gratitude

Once upon a time, Thanksgiving meant showing up to Grandma’s house with your stretchy pants and a can of cranberries. You’d pass the rolls, argue about which sibling is getting the China, and everyone knew the their lines—even when it came to debating an issue.

These days? The guest list feels complicated. Some families aren’t speaking. Others would rather stay home than walk into another upheaval of viewpoints disguised as dinner. The world outside has crept into our dining rooms, and suddenly a holiday meant for gratitude feels more like tiptoeing across pumpkin pie.

We’re not just carving turkeys anymore — we’re carving out emotional space.

The Divided Table

In so many homes right now, the table itself has split. Maybe your parent’s politics has become cringeworthy. Maybe your aunt’s “just saying what she thinks” hits a nerve. Maybe someone you love hasn’t been invited this year — or maybe you’ve decided to sit this one out.

And while that hurts, it’s also honest. We’re living in an era of honesty — uncomfortable, overdue honesty. Families are redefining what togetherness and traditions looks like, and that’s not all bad. Sometimes, protecting peace is something to be grateful for.

Building New Traditions

Here’s the truth: gratitude doesn’t depend on everyone showing up at the same table. It can be shared in smaller spaces or even solo.

Here’s what that looks like in real life:

• Keep the door open, but the boundaries clear. You can love your family and still choose your own peace. A boundary isn’t rejection; it’s respect — for both sides. Set the precedence with the invitation.

• Find connection where it still exists. Holidays do not punctuate connection and love. I have always thought these things should be practiced at any time. You might have to reach out to certain family members on your own time and express gratitude in those moments.

• Start fresh rituals. I love new traditions. Establish some or build on others. Try going for a walk, create a playlist together, do a roundtable of drawn questions or simply pull from the gratitude jar and read them out loud. It’s hard to be divided upon common bonds.

• Let grace do the talking. No one wins a holiday argument. Sometimes silence and kindness are the best response you’ve got.

Gratitude in Solitude

For some, the only seat left this year is the one you set for yourself — and that’s okay. Light a candle. Make your favorite meal or treat yourself to a fabulous restaurant.

Gratitude doesn’t need an audience. It just needs a pause.

Allow the Space

Take time this season to reflect, to show understanding, and to be true to your heart. No amount of political upheaval or beliefs can sever the quiet threads of love that run beneath it all. They may stretch, they may tangle, but they rarely break.

So light the candle. Send the text. Say the prayer, or the thank you, or the I miss you. Let gratitude be the bridge where words cannot. Because even in divided times, a little grace goes a long way—and love, still shows up at the table.

Let’s Talk About Gentrification — Because Pretending It Isn’t Happening Helps No One

Photo by: Jian Xhin

“I’m all for people becoming a part of our city, but I’m not a fan of people homogenizing it. If you’re going to move to an “up and coming” neighborhood, then contribute to it and respect what was in place.”

— John M.

Richmond has always been a city of contrasts. Old soul, new blood. Brick and bourbon. Corner stores turned coffee shops. You can stand on a block that’s been the same for fifty years and, two doors down, find a new restaurant bar glowing with Edison bulbs pouring $15 cocktails with a bar full of…non-Richmonders.

That’s the thing about this city — it keeps changing its outfit. And lately, the change feels faster than ever.

“Gentrification” is the word everyone whispers like it’s a curse. And depending on where you stand, maybe it feels like one. Rising home values, safer streets, fresh paint — sure. But also: rent hikes, relocation, and the slow fading of long-held bar stools.

The truth? Gentrification is coming whether we sign off on it or not. The question isn’t if it happens — it’s how we handle it.

Let’s Start With Some Honesty

Richmond’s popularity didn’t happen by accident. People are moving here because it still feels authentic. It’s creative, gritty, soulful — and (for now) a bit more affordable than the bigger metros circling us. But all that love and investment comes with a cost if we’re not paying attention.

When neighborhoods get “discovered,” the ripple isn’t just economic — it’s emotional. The same front porch where someone’s grandma watched the block grow up might now overlook something that doesn’t look like her anymore. I for one can speak to it when I sit on mine and am no longer receiving the Hello’s or Good (insert time of day) by passerby.

So What Can We Do Differently?

Change is inevitable as I say, and although I cherish the nostalgic moments of the Richmond I grew up in, we can’t very well freeze time. But we can grow with intention.

Honor what was already here.
Every street has a story. Know it. Tell it. Whether you’re selling a home or moving into one, carry the history with you instead of deleting it. Tell people about your neighbors. Hell! Get to know the neighbors! You’d be surprised at how much you can learn from them especially in historic areas.

Work with the community, not around it.
Support the locals. If there is anything I cannot stand is watching people move into neighborhoods that don’t contribute or support it. Be a part of it by joining neighborhood organizations, clean-up days, and attend events happening in your area. Love Thy Neighbor people!

Push for fair growth.
Advocate for policies that keep housing mixed — incomes, ages, backgrounds. We need both the dreamers moving in and the folks who’ve been holding down the block for decades. This is essential. Diversity contributes to the thrive of a neighborhood and a good way to learn the history of it. You’re not moving into a hot spot, you’re becoming part of it.

Here’s the Heart of It

Change is natural. Erasure isn’t.

Richmond’s magic has always come from its layers — We are a rich and culturally diverse city. Having transplants isn’t always comfortable, but it does breathe new energy that contributes to old familiar ways. There is a place for everyone, and although gentrification might be inevitable, it doesn’t have to be a force of displacement. I’d like to see it be a movement of renewal with respect to what has been long established.

January's Market Report

Looks like we are kick starting 2024 with some activity in the market. We are starting to see rates lower and with the upcoming election. Here’s what January looked like. As you know, I’m always here to answer your real estate questions and you can book an appointment with me anytime.

House of the Dragon

Since we are entering the Year of the Dragon and I honor my Asian roots, I thought doing a piece on Asian inspired home decor would be inspiring. First off, although I do have an affinity for Chinoiserie in home styling and quite like it, it is technically not Asian, but European-created. Ah, yes the seduction of the exotic has always been a muse of sorts. I can definitely appreciate that style of wallpaper down a staircase or dragon themed decorative pillows. Truthfully, the motifs themselves are really quiet poetic, but there is a bit of difference when we are talking about the lens in which these two styles are seen through. The western viewpoint captures the romanticism of Chinese landscapes and art, while I feel the traditional Chinese aesthetics delves more into the philosophy and beliefs of the Chinese culture.

Chinese design incorporates the need for balance and tranquility within the home. It uses natural textures and minimalism to enhance the character of the home. You’ll see a lot of intricate woodwork and lacquered furniture. Bold colors like deep reds and blacks are common in traditional Chinese design denoting good luck and sophistication respectively. Chinese decor is warm, but also functional, reflective of the art of Feng Shui. This all accompanied by Chinese art and figurines placed about the home accurately—Budai is everywhere.

Some elements you’ll find in this aesthetic are porcelain vases, decorative screens, intricately adorned chests and cabinetry, and of course Oriental rugs. Fun Fact: Shoppers used to bring their dogs to determine if the rugs were genuine. If the dog detected blood, they would know it was the real deal. Oriental rugs are woven by hand, often incorporating the weavers blood.

Designing an Oriental style home can showcase a bold and inviting space, but one that is also with purpose and practicality. It signifies elegance and suggests strength, peace, and harmony. Adding softer touches with Chinese floral motifs like lotuses, cherry blossoms, and orchids adds to the balance of this aesthetic and can calm any dragon.

For more Chinese decor and design ideas:

We're Going to the Backyard and We're...Gonna Get Married

“For me it was holding onto the magic of it all. What woman doesn’t want to sip her tea or coffee in the morning while gazing upon the spot she said “I Do”.”

— Kai P.

Photo by: Jo Ann Breaux

Kai and Sam Parker tied the knot at their gorgeous historic farmhouse last year.

It’s February, which means love is in the air and it’s officially National Weddings Month. February does own the most weddings to a single day. The trajectory of matrimony has evolved in recent times. No longer are couples waiting to buy homes after they tie the knot and couples are being more cost conscious when thinking about the thousands of dollars spent on a one day event.

Think about it. Would you rather start your life together in debt or would you rather have a budgeted wedding day where you can maybe take a fantastic honeymoon or maybe save for a future endeavor? I love a backyard wedding. There’s so much you can do without the hassle of extra costs or stress from dealing with vendors to time restraints to transportation. Home is where the heart is in this scenario. As of 2022, the average cost of a wedding in the United States is $30,000, which includes the ceremony and reception and that’s only in some states. Depending on where you are, you could be looking at 40K+ for your big day. Imagine how much you could within your home for that much! I don’t—thank you very much.

Here are a few money saving ideas for your backyard wedding, but remember, it is about what you want in the end.

Local Author Ward Howarth and wife of 20 years, Amy had a beautiful and intimate wedding.

“It felt more personal, less formal. No rules, just more like us.”

— Amy H.

Lights: You can’t go wrong with a dusky wedding. Ground lanterns to light up walkways or hanging jars with electric candles. And of course string lights will work nicely for the occasion.

Picnic: A great idea is having a picnic wedding in the backyard. Having blankets strewn about as you lay about for the happy couple.

Projectors: Using a projector to provide a slideshow backdrop can be sentimental and fun.

Trees: Trees are great for swings, hanging lights, photos, fabrics, and are great to hold a laundry line where guest can pin up the polaroids or sentimental notes.

Privacy Fences: These are great to hang family photos, lights, or use as a photo backdrop.

Food: Use a local caterer or make it a potluck, it doesn’t have to be from a Michelin star restaurant so make it easy.

“We were about to make a life together. We loved our house and it just felt like the natural thing to do. It is a memory that is etched into where we live and love.”

— Monica S.

Have a look at these RVA backyard lovebirds!

Karen and Doug had an intimate ceremony in their backyard and then did it again in Poe’s.

Kristy and Keith Rader opted for the front yard underneath their pretty magnolia tree—how Southern of y’all.

Victoria and Joe Deroche did the casual thing with her children by their sides under the pergola.

Austen and Savannah vowed to have a great time with their fun backyard nuptials.

For more simple and budget friendly ideas:

Guilty by Association

Photo by: Photographer Frederik Trovatten

Years ago my mother bought a house in a neighborhood in the far West End of Richmond. My mother grew up in the jungle of Santiago, Panama. She knows how to stretch a dollar to the fullest. When she moved in, she would hang her laundry out back because a) it’s what she’s used to and b) it saved money. Neighbors did not take kindly to her resourcefulness nor did they like it if I parked in front of her house, nor did they want her doing anything to tarnish their impeccable image. She hated living there.

I recently had a client dealing with her 2 HOAs in addition to her Neighborhood Association. Yep, two different entities, 3 different fees, and double the disclosure package. So fun. I decided this would be the subject of this month’s piece—educating others on the differences. Here we go…

A Homeowners Association (HOA) and a neighborhood association are both community organizations, but they have distinct differences in their structure, purpose, and functions:

• HOA (Homeowners Association): Primarily focused on managing and maintaining common areas and amenities within a residential community. HOAs often enforce community rules and architectural standards, collect dues, and address issues related to shared facilities. For example, there might be rules on what type of structures you can have on your property or if you can have a business out of your home.

• Neighborhood Association: Generally has a broader focus on community engagement, social activities, and advocacy. While some neighborhood associations may also address common issues like beautification and safety, their scope is often more varied and may include organizing events, fostering a sense of community, and representing residents' interests to local authorities. For example, a neighborhood association can vote on a pet friendly environment or encourage others to help with buying playground equipment.

Membership and Dues:

• HOA: Typically, residents within a specific housing development or community are mandatory members of the HOA, and they are required to pay regular dues to fund the association's activities. In Richmond, HOA fees run on average between $200-$300 a month. Depending on how lux the community will determine price usually. The more amenities, the higher the cost.

• Neighborhood Association: Membership in a neighborhood association is often voluntary, and residents may choose to participate by paying dues or getting involved in community activities. Some neighborhood associations are good for maintaining the beautification of a community or helping to prevent criminal activity, although they can be a bit like Mrs. Kravitz where certain neighbors will cause headache to others.

Governance:

• HOA: Governed by a set of covenants, conditions, and restrictions (CC&R) that outline rules and regulations for the community. The HOA is usually managed by a board of elected homeowners or the property management company for condos/townhomes.

• Neighborhood Association: Governance structure varies, but neighborhood associations are often more informal and may not have the same level of regulatory authority as an HOA. Leadership may consist of volunteers or elected representatives.

Enforcement and Regulations:

• HOA: Has the authority to enforce community rules and regulations through mechanisms like fines, architectural review processes, and, in some cases, legal action.

• Neighborhood Association: Typically has a more limited regulatory role, focusing more on community engagement and collaboration rather than strict enforcement.

Scope of Activities:

• HOA: Primarily concerned with managing property values, architectural standards, and common facilities within a specific development.

• Neighborhood Association: Engages in a wider range of activities, including organizing social events, community outreach, and advocating for broader neighborhood interests.

If you choose to live in a community that has an HOA, make sure you understand all the bylaws and restrictions that come with your new home. If you are a homeowner that wants the freedom to do what thy will upon your property, you may not want to get into a home that has an HOA attached to it. It can affect things like the color of your home, where you park, noise restrictions, and so forth. Also note that when you sell your home or condo, you have to pay for the resale package which can be quite pricey.

My mother no longer lives in a restrictive community, but she does have a neighbor who thought it’d be a good idea to park a large RV and build a tiny house right up to her property line. Can’t win them all!

Interested in maintenance free living? Contact Me Today!

Seeing Red

Ah the color red, when I think of it in cinematic terms, the red room in Twin Peaks comes to mind and The Shining’s geometric rug. Not the most positive use of the color, but I did find Amelie’s bedroom dreamy as well as the grandeur of Downton Abbey’s grand room to the bewitching vibe I was looking for. It’s that time of year where I spotlight the color of the year trends, but unfortunately this years choice has left a bland taste in my mouth. Sorry Pantone but Peach Fuzz doesn’t do it for me. The remainder of 2024 color trends of the year are leaving me with lukewarm feels as I don’t tend to favor too many of the cool tones they’ve chosen this year. This is the year to feel emboldened!

I have always gravitated towards the color red and is the only pop of color I give leeway to in my wardrobe, however, I don’t see it enough in interiors. Reds can invoke warmth and energy in a living space not to mention what it can do when creating a lush bedroom dreamscape. In Asian cultures, red symbolizes good fortune and happiness, perfect in celebrating the Year of the Dragon. It also draws an audience to a focal point within a space. You want to be where it is.

I’m talking about deep warm reds for interiors, for example my staircase wall will be full of drama this year as I coat it with Benjamin Moore’s Flamenco. You have to be careful with reds which makes it all the more exciting to coat you with my dear. It’s a strong color, not for the weak. It says “LOOK. AT. ME.” with danger, desire, and mystery. You have to be confident to use such pigment, but once you yield to it, you won’t regret it.

Entryways

Red in an entryway says, “Greetings, come inside, let me show you more.” It' is a perfect lead in exuding confidence and interest.

Benjamin Moore’s Red 2000-10

Living/Sitting Rooms

I’m a fan of an “conversational” space and how I love thee Victorian aesthetic. I am destined to owned a velvet chaise lounge. Nothing says, “Spill the very juice tea” like a vermillion velvet loveseat. Now, I’m talking a lot of vintage here, but red has its place in the modern decor world as well. Artwork in particular comes to mind, thinking Rothko and Rauschenberg prints or red accent furniture. Red also pairs well with natural materials making it an ease to mix and match with. Finding Oriental rugs dominated by the color is a nice option to tie a room together. Pairing shades of oranges, yellows, and blues with the strength of red can create a relaxing atmosphere.

Photo by: Nicola Nuttall

Photo by: Pete E, Rothko #14, 1960

Photo by: Yunus Emre Demirbulut

The Kitchen

Finding pops of ruby in a kitchen through appliances and cabinet backgrounds will bring any kitchen to life. Making tapas was never so vibrant!

Photo by: André François McKenzie

Photo by DLB Custom Home Design - Search kitchen design ideas

The Bedroom

This is a “duh” color for this room. Since red stimulates conversation and invokes passion, it’s a desired choice. You may not want to go too deep with red walls, but you will still feel flushed by adding velvet curtains and linens for a dramatic effect, how Moulin Rouge of you!

Photo by: Pars Sahin

Red courage

Working with reds in your home can be a hard choice. When we think of red, it gives us different connotations of meaning…alert, blood, sirens…vampires—it can be alarming or too kitschy in some instances, so choosing the right shade for you is important. Red can create a beautiful and lush space. We know that red is quite the popular color with exterior doors and why wouldn’t you want your home to stand out! Incidentally, red doors historically mean that your mortgage has been paid off, but I do believe today it’s more of an invitation than a brag. Don’t be afraid to use the shade, have fun with it, play with it, you won’t regret the results. Here are few more ideas to fire you up…

Soup's On!

Oh January! We all just want to cuddle up by the fire and enjoy a good read or watch our stories. January is the month of the soup and while you are all cuddled up, perhaps you’ll need some nourishment. I found these soothing and simple recipes for some added warmth.

I’m featuring my top five soups, but I have collected a few on my Pinterest Board. Click on the pincode for more delicious soup recipes and feel free to share yours in the comments.

Italian Wedding Soup

It’s heart and full of good yums.

Photo Source: Good in the Simple

Sancocho

With Panamanian pride, I cherish this cozy comfort from my homeland. This soup is made in different Latin countries with different variations.

Photo Source: Iheartcilantro on AllRecipes.com

Lentil Soup

It’s super easy to make and is totally good for you, add Chorizo or veggie Chorizo for a little spice. Qué Rico!

Photo Source: Maricruz Avalos Flores

Pho

The Cure All! I love Pho when I’m not feeling well or if I just want something that I can feel in my soul!

Photo Source: Ananas J

French Onion

It might be the bread and the crispy cheese on top, but French Onion soup will be put me in a place of satiated comfort.

Photo Source: sheri silver

Honorable Mention: My Mama’s Chicken and Sausage Gumbo

This soup takes some tender loving care, but also not a soup in my definition, more like a stew. It’s all in the roux baby.

Photo Source: My Cousin Tiger Breaux

Photo Source: Nathan Dumlao

Soup Scene

Can’t be bothered making the stuff? No worries, we have some very good brothy finds in RVA proper.

• Pho Luca is my Photastic find and of course Pho Tay Do.

• French Onion Soup is très bonne at Chez Max.

• Garnett’s always has great variety in their Soup du Jours.

• Every soup I’ve ever had at Lulabelle’s Cafe has been spot on.

• If you ever want just a really good Chicken Noodle Soup, Izzy’s is the spot!

• And for our Ramen lovers…Grace Noodle is the highest rated.

Slurp It Up!

For More Soup Recipes, visit my Pinterest Board.

Gratitude Attitude

We are at the time of year where we say thanks and graciously appreciate all that we have. I know it’s been rough. I think this year has tried to kill any spirit i have left. I feel a lot of us are struggling in ways we hadn’t seen before and they can be both scary and disorienting. The best thing to do to remedy these feeling is to do something good. I’m big believer in collective energy and I fear that is what the world is missing right now. That energy is also contagious, so if we all just tried to do something kind and good for others, perhaps we can shift this heavy dark weight?

Here’s a start:

VOLUNTEER: Find a local charity and take a day with you, your family, your friends, whoever and go help an organization out.

FUNDRAISE: Hold a donation drive for your favorite local charity. Every bit counts so make it fun and festive while helping these organizations stay afloat.

WRITE A LETTER: Whether you send a card or write a letter, you won’t believe what it feels like to see that in the mail amongst all the bills. I guarantee you, it will make someone’s day.

DELIVER A MEAL: Make some baked goods or a simple meal to bring to other’s doorsteps. It will be a delight for sure!

OFFER TO BABYSIT: My friend’s with kids are so exhausted. They barely have time to spend with each other or do anything for themselves. Frankly, I’m tired of seeing kids at breweries. Volunteer some time to babysit for your friends. They will appreciate the the cherished time spent on adulting.

DRIVE BY COMPLIMENTS: This is one of my favorite TikTok things. I love the people at stop lights or driving by slowly and giving others compliments. The smiles are so worth it! Positive Catcalling if you will!

TEACH: Do you have a friend who is constantly needing help with a skill that you possess? Take a day and have a teaching session. This not only goes a long way, but you are giving something of great value to someone else.

It doesn’t take much to be kind or to appreciate the things you have. Giving others the same will bring everyone to a better place.

This year I am raising money for the following charities, help me reach my goals!

Photo: Jesus Espinosa/Xinhua via ZUMA Press

Cruz Roja Mexicana: The Red Cross in Mexico to help those displaced during Hurricane Otis.

Jeremy and Kristen Turner: Friends of mine who lost everything in the Lahaina, Maui, Hawaii Fire. They are just trying to start over.

Latin Ballet of Virginia: I love this organization and what they do to give kids confidence in their identity and connects them with their culture. It is an organization close to my heart and who doesn’t love to dance!

Before Skynet Takes Over...

via GIPHY

With all the talk surrounding the future of AI, this has become a subject of discussion amongst my peers and my clients. Will AI take over the way we do real estate? And the answer is a resounding “no”, with a sprinkle of “yes”.

First and foremost the role of the realtor is to represent and advocate for their clients. We come with a particular set of tools that go beyond the data analysis and statistics AI can provide. We are licensed professionals that need to be well-versed in the legality of contracts in addition to carrying a vast knowledge of all things real estate related, from nuts to bolts. We are also humans that can handle the emotional rollercoaster of buying and selling homes. So let’s get into the “no” part.

• Negotiation Skills: Real estate transactions often involve complex negotiations, and the ability to fight for your clients as well as to effectively get what everyone wants out of the deal is crucial.

• Legal Expertise: Realtors need to be informed in local real estate laws and regulations, which can vary significantly from one location to another.

• Local Knowledge: Understanding the environment of local neighborhoods and communities, including schools, features, and quality of life, is something AI struggles to replicate.

• Emotional Considerations: Homebuying and selling can be highly emotional experiences, and human realtors often provide guidance and support during these times especially during death and divorces.

• Creative Problem Solving: Unforeseen issues and challenges can arise during real estate transactions, requiring creativity and problem-solving skills that AI currently lacks.

My first client I ever sold a house to had a huge lender fail as she made her way to the closing table. The amount of stress she was under and the fear of losing the home at the very end created a very tense atmosphere for all of us involved. She was dumbfounded by the lack of communication and knowledge her chosen lender wasn’t giving her. I fortunately work with trusted professionals and called one of my lenders who acted efficiently and easily. She worked diligently to not only get my client a better program, but also a better rate. my client was able to close easily and successfully. I don’t believe AI could have known the people I trust to make things happen.

The amount of work that goes into selling a home can be daunting. From assessing the value of the home through researching comparable markets to helping you increase the curb appeal to the marketing and access to a wide network of internet sites to the paperwork, we do it all for you. A good agent does that is. Just as you pay a lawyer to represent you, you hire us to protect you and your investments through the transaction process. Some of us give you added services like cleanings and staging costs.

I think AI will be good to help those who can’t market, market. I think it will be good at creating reports for us and perhaps showing specific numbers and profitability, but AI will never replace the human touch. AI isn’t going to support you through selling your house through a messy divorce or be the one to hand you keys to your very first home. Do I think we will do real estate differently in the future? With VR gaining ground, I’d have to say it is probably. Because our business is relationship based and relies on empathy, I don’t believe we will be calling on T-800—just yet.

The Pilgrimage to Tradition

The holidays are here and with that comes the legacy of ritual. I’ve been thinking about this a lot lately in terms of what Covid has changed and the way we are in gathering spaces. Growing up, we rarely celebrated the holiday dinner at home, even though my mom was the Queen of cookery between households. The traditional holiday dinner in my family was spent at my Uncle Eddie and Aunt Elgene’s house in the country. With eight of their children along with 12 grandchildren, they didn’t need much to get the party started. By the time our family of four showed up, there was a kitchen counter, a large table, and three additional tables full of food and desserts ready to be gobbled up.

“Eat at a restaurant instead of making everything from scratch. I always thought I’d prefer to make it myself but it ends up becoming a big ball of stress for me!”

— Kate N.

“We put up our tree the second weekend in November.”

— Sara A.

The creep into the eve consisted of dancing cousins, horses indoors, and George Jones on the turntable. My brother and I remember our dad carrying us out of the backseat of Buick and to our beds if we didn’t win the insistent begging to stay the night.

“I open my doors to anyone I know (and some I don’t) who has no other place to go.”

— David B.

“We burn a yule log on the solstice, we said goodbye to xmas.”

— Jessie K.

As I got older with divorced parents, the holidays just became an obligation I was most apathetic about. I had rather been invited to a friend’s family home instead. Whilst in college, I opted to not come home to my my parents with new partners and then I got married. The tradition to visit one, two, three, and a fourth home for the holidays became a treacherous, but bittersweet ritual. His family, like the Walton’s, were easy to get along with and there was never a lack of good eats. I sometimes miss that former life where the table would seat 15-20 people and the din would be loud and full of life.

“Go on vacation for Thanksgiving with my spouse and forgo the family drama.”

— John H.

So, now we come to today. Mom is East, Dad is South, and Brother is West. My partner’s mom is in Canada, the rest of my family overseas as well. Doesn’t make for the warm gathering of holiday cheer does it? Now that I own my home, I finally get to have a say in annual customs! I thought I’d share for all you who grew up in traditions you may not have liked very much or that weren’t very efficient.

THE TREEDITIONAL DECORATIONS

My brother was allergic to pine growing up so we never could have a real tree. Every year we plan a family trip to a tree farm and spend the day picking and cutting our own while exploring a cute town. Consider the day you want to put up the tree or do decorations, but do it as a family and take an opportunity to get some memorable photos.

THANKSGIVING SUPPER

Make whatever you want. Who says you always have to make a turkey and a ham? I prefer a good steak or italian. I also prefer not to cook on Thanksgiving. Eating out has been pleasurable and so much less mess to clean up!

THE OPEN HOUSE

I love a holiday open house. People come and they go and they bring dishes and so forth. It’s less formal and more fun!

SWITCH HOUSES

Every year, draw for who gets to do the holiday meal and yes, you might have to fight with mom on this one.

Photo Source: Momfluential

SHARING GRATITUDE

Have everyone write down what they are thankful for and put them in a jar. When everyone is indulging in coffee and desert, pass the jar around and read off what you pull.

FLICKS

Every Christmas we watch Elf with cookies and cocoa and popcorn. It’s the best. Watching a holiday movie is more fun with a crowd.

GAMES

My family used to play Bourré after the holiday meal and I cherish those memories of watching them play. Games are a great way to have fun and engage everyone before they fall into the food coma.

HOLIDAY BRUNCH

I love the idea of brunch on Christmas rather than Christmas dinner when everyone is exhausted.

THE FAMILY THAT GIVES TOGETHER

A really great way to honor the holidays is to get a group of family and friends together and give back. Choose a non-profit you can volunteer at or host your own food drive.

BANNING AT THE TABLE

If there is a family member who is the constant friction in your holiday plans, cut them out. Seems harsh, but once they start to notice they aren’t invited to the table, then a real conversation begins. It’s too stressful having someone always being judgy and argumentative for the holidays. Those times are for calm and peace.

ADULT HOUR

Implement a cocktail/mocktail hour before dinner with nice music and company. Send the kids outside or somewhere else in the house and take an hour to ease your way to the holiday meal. As soon as we walk into the door, my mom wants to feed us. I always feel rushed, so in my house, we chill for a little bit while things are cooking and people are arriving.

HELP

Every holiday traditional meal should end with help to break down. Nothing is worse than having loads of dishes and clean up to do after spending hours in the kitchen. This is a good way to teach the kids some empathy!

SLEEP OVERS

I love this tradition of sleeping over the eve of or on the holidays. It’s cozy and fun and a great way for everyone to bond.

TRAVEL

I love traveling on the holidays! It has been my favorite tradition to implement. Book a trip solo or have a beach or mountain stay with the fam.

WISHLISTS

You could all sit and do your holiday wish lists together over hot chocolate and treats.

SANTA LETTERS

I love doing a custom Santa letter that gets “sent” by Santa himself.

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Whatever you decide to do for the holidays, make it as stress free as possible. Traditions don’t have to be exhausting or complicated. They don’t have to be conventional or boring either. Have fun with it and enjoy all that holidays are supposed to be—joyous, festive, and cozy.

Sashay RVA

Image Source: Ozark County Times

Do you remember those awkward moments in PE class when you had to learn to do si do and sashay? I grew up in a place where dancing was essential to your being, and whether you grabbed your grandma or your wife, you can be sure you’d be on the dance floor before the night is over. From what I know now, these days, Square Dancing is no longer taught in PE and I wondered how alive this tradition is these days. It seems like the tradition of people dancing together has become obsolete, unless you’re donning leather over at Fallout or waltzing the night away at some cotillion, the act of dancing cheek to cheek or hand to hand is hard to find.

So what is square dancing? Square dancing is a traditional American folk dance with European roots brought over by the settlers and then modified over time with the intermingling of different cultures. It consists of four couples fitting into the corners of a square. Usually square dancing is associated with country folk, but these traditional dances primary stem from Scottish/Irish, French and English origins. There are many types of square dances depending on what region you live in and in Virginia, Square Dance was designated as the official folk dance in 1991.

Square Dancing is made up of different “calls” from “callers”. Callers shout or sing out the instructions to the dancers to follow and often entertain the crowd. Here are a few calls you may or may not have heard of, but are most common:

• Circle Left: All eight dancers join hands and walk in a left circle

• Allemande Left: Everyone face their corner, take a left forearm with their corner and circles around until they are facing their partners again, Drop arms.

• Do Si Do: Face your partner, step past each other passing right shoulders and without turning around step back to back then back up passing left shoulders until you are in front of your partner again.

• Promenade: Couples in a skater's position, men on the ladies left side, and slightly behind her, take hands and walk together in a counterclockwise circle until you reach your home position. (Starting Position)

• Swing: Couples in a ballroom dance position, circling in a clockwise direction a full 360 degrees or until facing the line of dance. Man twirls the lady under his arm to finish the swing.

• Weave the Ring: Everyone face their partner and walk forward in a circle formation passing each other with alternating shoulders, starting with the right. Stop when you get to your partner.

Here’s a little video presentation from RVA Squares featuring Grant Hunnicut as the Caller.

I was actually surprised to find some Square Dance clubs here in RVA and now my interest is peaked. It may not be 7th grade PE, but looks and sounds like a good time. If you are interested in promenading into one of these groups, here are a few suggestions around town.

• Tuckahoe Square Dance Club Richmond

• RVA Square Dance

• The Capitol Squares

Livin' La Vida Verde

I grew up with a mother whose green thumb would put Poison Ivy to shame. The woman can cultivate anything! You may think that plant is dead, but give it to my mom and she’ll whisper that thing right back to life and thensome. I, however, was not given such gifts. My plant magic consists of being able to keep a succulent alive half a year. I don’t know why, I just kill anything that hues green.

As I drooled over the past year’s dark cottage core/academia aesthetic styles, I pondered—can I too enjoy the benefits of plant life? I decided to do some research on helping me get started and if you too have a black thumb, maybe you will consider these leafy specimens.

Top 5 Favorite Plants for Your Home

Kelly Sikkema

The Snake Plant aka Mother-in-law’s tongue

I’ve seen these around before, but man, did this become a popular plant in recent times. This one will help remove toxins in the air and require a quite minimal maintenance program

Image Source: Plantz

Kentia Palm

Requiring little to no water and light, the Kentia is perfect to add some height (12-18 inches) to your space. They live a long time and are great at purifying the air.

My Favorite RVA Plant Houses

Sneed’s: They are friendly and helpful and have great classes, oh and don’t forget Cricket the kitty!

Cole’s Plants: Love this locally owned shop and has a great variety of houseplants made for home decorating.

Green Vibes RVA Pop Ups: Love what this lady does. It really does feel like walking into someone’s home and picking out what speaks to you.

Lavender Fields: Not only is a nice drive there, but I love ending my purchases with some Lavender Honey Ice Cream or Tea. They have a good variety of things here and it’s a nice place to visit.

Kelsey Brown

Devil’s Ivy aka Pothos Ivy

This climber of a plant has been a staple in my mother’s home for decades. You barely have to glance at her and she thrives. She’s fun to decorate with as well, especially if you have a screen for her to adorn.

Mitchell Lensink

The Peace Lily

Just as it suggests, this low maintenance beauty curbs anxiety. I like that it’s a flowering plant to compliment your home decor as well.

Sheelah Brennan

Succulents

Yes, I know they’ve been trendy for a while now, but honestly these are my favorites. They just provide such versatile looks with color, shape, and texture. You can do so much with them and they don’t require much in return. Consider the Aloe plant and its medicinal properties.

Planning for the Worse

Michael Marais

I think a lot of us say we know what we’d do in certain circumstances, but if we’re all being honest here, when panic sets in, it’s hard to think straight. I for one am one of those people that likes to freeze. I’d be the first to die in any apocalyptic scenario due to my ability to disassociate myself from traumatic events. That being said, I think if I can give someone tips on how to be prepared then I feel I at least participated in the disaster relief program.

In all seriousness.—my friend, who lived in Lahaina, HI lost their home and everything in it in the wild fire that ravaged the island last month. It was tragic and she and her husband are still reeling from the loss. I cannot imagine what it was like for them to lose everything they owned, leaving them displaced and in a state of shocked. It makes you stop and think about how you’d prepare yourself for something like that or can you?

Disaster has no mercy nor does it have a timeline. Things just happen and unfortunately sometimes Mother Nature’s chancleta can be quite destructive. As we are in the midst of our Hurricane season and this month is about preparedness, I thought I’d give you some tips on some things we can do to help when disaster strikes.

Have a Plan

Make sure you and your family have a plan.

• Do you know your phone numbers by heart?

• Do you have a meet up location in case you get separated?

• Do you know where the emergency supplies are?

• Do you have a nearby place to crash in case you can’t go back home?

• Do you know where the nearest hospital is?

• This is when knowing your neighbors can be helpful.

• Do you know where the evacuation routes are?

Don’t

• If the government is actually following protocol for once in its life and thinks it is dangerous enough to issue an evacuation, take heed. Better to be safe than sorry.

• Be an amateur storm chaser. Yes, I know it looks really cool to see the inside of a tornado, but do you want to die because you don’t want to disappoint your socials audience?

• Divert from the plan. Practice the plan and keep it consistent.

• Forget about planning for your pets.

• Go swimming when it’s flooding, you know because electricity and water don’t mix.

Do

• Invest in a waterproof bin that is easily accessible.

• Have a tank of gas available that is also easily accessible.

• Have at least three weeks of non-perishable food and water stored, not like Doomsday stored, but you know in case you are stuck.

• Include your children in the safety portion of the Plan. You don’t need them panicking while you are all trying to stay safe.

• Make sure that you have important documents copied and saved in a safe place.

• Get flood insurance if you are in a flood zone area.

• Give your neighbors your contact information.

• Spend the money on a generator

• Know how to disconnect your utilities

Supplies

Remember, easily accessible, in a waterproof container, one on site and one off-site. Here are some things you may want to include:

• First Aid Kit

• Batteries

• Battery Powered Radio

• Wireless Charger that is Charged!

• Blankets

• A set of clothes for each member.

• Diapers

• Prescriptions

• Feminine Products

• Multi-Use Tool, ie. Leatherman

• Strong Flashlight

• Wireless Lanterns

• Matches/Lighters

• Scissors/Knife

• Rope

• Flare Gun

• Cards

• Pet Food

• Water

• Plastic Cutlery, Save when you get takeout

• A list of emergency numbers

Or you can buy one that’s already built for you!

If you would like to donate to Kristen and Jeremy to help them get back on their feet, you can do so by clicking the button below. Thank you!

The Return of Velvet

I have a thing for velvet. I find it to be a fabric of luxe and lush finishing and it’s popular again much to my pleasure. I like how velvet can create drama within a room. For instance, I just bought velvet curtains from Amazon and wowsa, what a difference it made in my otherwise plain living room. I think sometimes people take it for granted because they see it as a heavy fabric, but velvets come in all weights and shapes. I found these luscious finds that you could consider decorating with to bring any room to stun.

The Velvet Couch

You know the one that makes any Oscar Wilde prose delicious. I love the comfort of a velvet sectional, so plush and tranquil.

Buy It Now from Wayfair

The Velvet Tuft Headboard

Bring luxury to your bedroom with gorgeous velvet headboards.

Velvet Decorative Pillows

These come in different shapes and sizes and create beautiful contrast amongst your furniture.

Buy it Now from Wayfair

Buy it Now from Spponflower

Velvet Vintage

You can never go wrong with a signature piece in velvet. Create drama with a velvet chaise in the bedroom or a antique velvet sofa for spilling the tea in the sitting room.

Check out Estate Sales

Velvet Dining Chairs

Bon Appetious! Dine in elegance with adding a little velvet to your dining area.

Velvet Drapes

What theatrics is this! Velvet curtains create gorgeous texture in any room. Get hideaway rods for a real dramatic effect.

Buy It on Wayfair

Buy it Now from Amazon

Off-Campus Capital

August is National Back to School month, and as we watch the backs of our little ones entering what we hope will be an enriching learning experience, I want you to hold off on the mimosa for a sec and consider this. Have you thought about your child’s future once they hit the college scene? I don’t know about your college experience, but I do recall that come Sophomore year, those young adults are going to start seeking shelter off-campus.

You know how important investing in your child’s education is, but do you also know that actually investing for their future is setting them up for wealth and success? Ponder this—excluding tuition, consider the on-campus expenses you pay. Let’s use VCU as an example:

Those numbers are per year, so imagine little Jimmy going for his 4 year college degree and you’re out $80K. Imagine the expense if they been accepted to a private school!

Consider purchasing a home for your high school grad. It’s not that far-fetched. I’ve known a few parents who did this as a present for their kids’ graduation and it turned out to be a great investment for all involved. The benefits of becoming a landlord to your child and their roommates are plenty, but also what it will do for you all in the future financially is a great reward.

Start them off early and show them that the after-school job can do more for them than any video gaming system purchase. If I had that knowledge in my high school years, those part-time gigs could have relieved many years of renting headaches and saved me thousands of dollars.

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The average rent for apartments (1 bed) in Richmond, VA is between $1,285 and $1,786 in 2023 with the average rent for a single family home being around $2,038.

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Here are a few pros of buying for the next four years:

• Decrease student debt by omitting on-campus room and board.

• If there is a roommate/partner situation, mortgage payments will be reduced or paid for.

• It could be a nice way to decrease student loan debt.

• Student loans can help with rental and living expenses.

• Build equity and income.

• Once they graduate, you have a few options. They can take over the mortgage payments, become their own landlord, create a vacation rental, or sell it.

• They’ll be happier living in their own independent space.

• If you have other children going to school in the same area, the residence can be passed down from generation to generation.

• It will teach them responsibility and money management.

Of course there are cons:

• Maintenance will need to be handled, so you might have to pay extra when things go wrong. Make sure you have a handy network of on call professionals.

• Safety. It won’t be like a secured campus. They will have to take more precautions.

• Being a landlord can be difficult if your tenants are late or don’t pay their monthly rent.

• If you are a student, sometimes there are age restrictions in applying for a mortgage and also debt-to-income ratio can be a challenge.

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If you are interested in investing in your child’s future by purchasing a second home or having them purchase their first, contact me so we can get you started. it’s never too early and my lenders are on stand-by to answer any mortgage loan questions. Now feel free to sip those mimosas and wave goodbye to your future investors.